Archive for December, 2007

Dec 09 2007

Deed of Trust vs. Mortgage

Published by TCF under Real Estate Notes

You hear it all the time. Mortgage. Deed of Trust. Mortgage Note. Trust Deed. So what’s the difference?
Or is there a difference?
Mortgages and deeds of trust are both financial instruments that a lender uses to protect their financial interests when they make a loan, usually on real estate. When you borrow money and sign [...]

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Dec 07 2007

Life Insurance Settlements?

Published by TCF under Settlements & Annuities

A Life Insurance Settlement, also called Life Settlements or a Senior Settlement, is an industry term used to describe the sale of an unwanted, unneeded or unaffordable life insurance policy in the secondary marketplace.
As people age, the life insurance policies they needed to protect their families and businesses when they were younger often become unnecessary, [...]

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Dec 07 2007

Try Seller Financed Real Estate Notes

Published by TCF under Real Estate Notes

So the real estate market is still in turmoil, there are 15 other houses for sale in your neighborhood (5 on your block alone!), your house has been for sale for months and NOBODY is looking at your home. In a nutshell you’re having a rough time selling your home and your real [...]

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Dec 05 2007

Meltdown of the Mortgage Market. Now What?

Published by TCF under Real Estate Notes

“Most of us have seen and heard a lot about the problems in the sub-prime mortgage market. It appears now that the credit and default issues are also causing tremors in the Alt-A and prime markets. I have spoken with a number of brokers who want to better understand how these issues in the “conventional” [...]

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Dec 05 2007

The REAL Foreclosure Story

Published by TCF under Real Estate Notes

12/5/2007 - I think the following post will help put things into perspective about what’s actually happening with the real estate market, foreclosures and the sub-prime crisis:
“A lot of people are nervous about what they are reading in the newspaper and hearing on TV. But how can you blame them? The media is bombarding [...]

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