Archive for the 'Real Estate Notes' Category

Aug 11 2009

Seller Financing Done Right

Published by TCF under Real Estate Notes

Owner Financing Real Estate Notes
Everyone knows the real estate market has been on a wild roller coaster ride since the latter half of 2007. Not to be the doom-and-gloomer of the crowd, but the bad news is that it’s not over yet; in fact, it’s not even close to being over yet.
The core problem is [...]

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Jul 16 2008

Is It Time to Cash Out Your Real Estate Notes?

Published by TCF under Real Estate Notes

Is It Time To Cash Out Your Real Estate Notes?
Once upon a time, seller financed real estate notes, mortgage notes and trust deeds (deed of trust) were considered some of the safest, lowest risk, most secure income producing assets you could get your hands on. And until very recently, mortgage backed securities were a Wall [...]

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Dec 09 2007

Deed of Trust vs. Mortgage

Published by TCF under Real Estate Notes

You hear it all the time. Mortgage. Deed of Trust. Mortgage Note. Trust Deed. So what’s the difference?
Or is there a difference?
Mortgages and deeds of trust are both financial instruments that a lender uses to protect their financial interests when they make a loan, usually on real estate. When you borrow money and sign [...]

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Dec 07 2007

Try Seller Financed Real Estate Notes

Published by TCF under Real Estate Notes

So the real estate market is still in turmoil, there are 15 other houses for sale in your neighborhood (5 on your block alone!), your house has been for sale for months and NOBODY is looking at your home. In a nutshell you’re having a rough time selling your home and your real [...]

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Dec 05 2007

Meltdown of the Mortgage Market. Now What?

Published by TCF under Real Estate Notes

“Most of us have seen and heard a lot about the problems in the sub-prime mortgage market. It appears now that the credit and default issues are also causing tremors in the Alt-A and prime markets. I have spoken with a number of brokers who want to better understand how these issues in the “conventional” [...]

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Dec 05 2007

The REAL Foreclosure Story

Published by TCF under Real Estate Notes

The following information will help put things into perspective about what’s actually happening with the real estate market, foreclosures and the sub-prime crisis:
“A lot of people are nervous about what they are reading in the newspaper and hearing on TV. But how can you blame them? The media is bombarding people with reports about [...]

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Oct 13 2007

Creating a Marketable Note

Published by TCF under Real Estate Notes

From the late 1990’s up until early 2007, low interest rates abounded in real estate, so there was not a lot of interest in, or need for, owner financing, also called seller carry-back financing. Basically anyone who could possibly qualify for a 5%-6% home mortgage loan or an adjustable rate mortgage (ARM) or home equity [...]

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Oct 13 2007

What’s Up With The Real Estate Market?

Published by TCF under Real Estate Notes

Bottom line: the real estate market has seen better days. Foreclosures are rampant and rising sharply day by day. The sub prime market crashed a few months ago and limping through the carnage seems to be all of the biggest names in mortgage lending; Countrywide Home Loans, Bank of America, Wells Fargo, Freddie Mac, Fannie [...]

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